CIN: U65921WB1992PTC164068
RBI Approved Regulated by Reserve Bank of India

Security & Compliance

Data Security

We use advanced 256-bit SSL encryption and data masking technologies to ensure your personal and financial information is stored securely.

Our systems are rigorously tested to prevent unauthorized access, ensuring complete data privacy.

Regulatory Compliance

Ajiwika Financial Services Pvt Ltd is a registered NBFC (CIN: U65921WB1992PTC164068) regulated by the RBI.

We strictly adhere to the Indian Personal Data Protection Act and ensure all user data is used responsibly.

CarePay Loan Details

CarePay is a simple and reliable loan app that helps you access personal loans quickly and easily. Whether you need funds for emergencies, personal expenses, or any other purpose, CarePay provides you with flexible loan amounts and repayment terms.

Key Features

  • Loan Amounts:
    ₹3000 to ₹100,000
  • Repayment Terms:
    120 to 180 days
  • Low Interest Rate:
    0.05% per day
  • Service Fee:
    Just 1% on loan amount

Loan Example

Loan Amount ₹100,000
Repayment Term 180 days
Interest Rate 0.05% per day
Service Fee 1%
You Receive ₹99,000
You Repay ₹109,000
IRR 18.25%
Max APR 19.25%

With CarePay, you can get your loan approval in minutes, track your loan status, and repay easily. The loan amount, interest rate, and terms are clearly displayed before you commit. We ensure your financial data is kept safe and confidential.

Application Requirements

🎂

Age Criteria

Applicants need to be between 21 and 58 years old.

🆔

Identity Verification

Valid identification documents such as Aadhaar card, PAN card, etc.

🏠

Residency

Must be Indian citizens and typically reside in certain cities or regions of India.

📊

Credit Score

Higher score (e.g., CIBIL) increases chances of approval, though lower scores may be accepted.

Application Process

1

Install App

Download and install CarePay from Google Play Store.

2

Register

Register with your mobile number and fill in basic details.

3

Submit KYC

Upload KYC documents for verification.

4

Get Loan

After approval, sign the agreement and receive funds.